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Credit cards used everywhere in Singapore or Malaysia?
Which US credit cards have the cheapest foreign transaction fees?Do Canadian ATMs charge extra fees for cash withdrawals on foreign cards?Pre-paid debit card in CanadaOnline comparison of currency exchange services in GermanyDo bitcoin Visa debit cards work in India and are they widely accepted?Chip-enabled North American signature debit/ATM card — can it be set up for European/EMV chip and PIN?Acceptance of payment cards and Euro in BucharestGerman credit card in the USHow to get cash in Europe (ATM cards and taking cash) coming from United StatesHow to avoid credit card fee gouging in foreign countries?
About to go to Malaysia and Singapore. I have a credit card for foreign transactions and a debit card for taking out money from foreign ATMs (this setup is just the best way to avoid foreign transaction fees and get the best exchange rate for me).
I'm trying to decide how much cash to load up on the debit card. Are credit cards used widely in Singapore and Malaysia? Here in Australia, credit cards are used everywhere even for tiny transactions and there are never really fees so I might stick a $20 in mywallet, and it might take me a month or two before I have to withdraw again.
Is that the same in Singapore and Malaysia? Can I basically just assume most of my costs will be on credit card?
money payment-cards singapore malaysia
edited yesterday
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About to go to Malaysia and Singapore. I have a credit card for foreign transactions and a debit card for taking out money from foreign ATMs (this setup is just the best way to avoid foreign transaction fees and get the best exchange rate for me).
I'm trying to decide how much cash to load up on the debit card. Are credit cards used widely in Singapore and Malaysia? Here in Australia, credit cards are used everywhere even for tiny transactions and there are never really fees so I might stick a $20 in mywallet, and it might take me a month or two before I have to withdraw again.
Is that the same in Singapore and Malaysia? Can I basically just assume most of my costs will be on credit card?
money payment-cards singapore malaysia
edited yesterday
Traveller
9,77011742
asked 2 days ago
PinsterPinster
411
New contributor
Pinster is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
add a comment |
About to go to Malaysia and Singapore. I have a credit card for foreign transactions and a debit card for taking out money from foreign ATMs (this setup is just the best way to avoid foreign transaction fees and get the best exchange rate for me).
I'm trying to decide how much cash to load up on the debit card. Are credit cards used widely in Singapore and Malaysia? Here in Australia, credit cards are used everywhere even for tiny transactions and there are never really fees so I might stick a $20 in mywallet, and it might take me a month or two before I have to withdraw again.
Is that the same in Singapore and Malaysia? Can I basically just assume most of my costs will be on credit card?
money payment-cards singapore malaysia
edited yesterday
Traveller
9,77011742
asked 2 days ago
PinsterPinster
411
New contributor
Pinster is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
About to go to Malaysia and Singapore. I have a credit card for foreign transactions and a debit card for taking out money from foreign ATMs (this setup is just the best way to avoid foreign transaction fees and get the best exchange rate for me).
I'm trying to decide how much cash to load up on the debit card. Are credit cards used widely in Singapore and Malaysia? Here in Australia, credit cards are used everywhere even for tiny transactions and there are never really fees so I might stick a $20 in mywallet, and it might take me a month or two before I have to withdraw again.
Is that the same in Singapore and Malaysia? Can I basically just assume most of my costs will be on credit card?
money payment-cards singapore malaysia
money payment-cards singapore malaysia
edited yesterday
Traveller
9,77011742
asked 2 days ago
PinsterPinster
411
New contributor
Pinster is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
edited yesterday
Traveller
9,77011742
asked 2 days ago
PinsterPinster
411
New contributor
Pinster is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
edited yesterday
Traveller
9,77011742
edited yesterday
Traveller
9,77011742
edited yesterday
Traveller
9,77011742
9,77011742
asked 2 days ago
PinsterPinster
411
New contributor
Pinster is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
asked 2 days ago
PinsterPinster
411
asked 2 days ago
PinsterPinster
411
411
New contributor
Pinster is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
New contributor
Pinster is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.
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Check out our Code of Conduct.
add a comment |
add a comment |
2 Answers
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For both Singapore and Malaysia credit cards are widely used. But for Malaysia, I would certainly have cash (Ringgit) on hand.
You can probably conduct all of your business in Singapore with a credit card. Some, smaller merchants may not take credit card. I'm thinking primarily of the hawker centers, I always paid in cash.
In Malaysia, I strongly recommend having cash on hand. Depending on what you're doing cash may be the only, or may simply be the best solution. Examples include short distance taxies, street food, and smaller merchants. If you are visiting outside of a developed portion of Malaysia then cash may be the only option. It is possible to visit Malaysia with only credit cards, but I do not think the friction is worth the ATM savings.
answered 2 days ago
WillWill
3,1461126
add a comment |
For Singapore, this really depends on where you shop and eat. Most shops and restaurants, especially in malls, will accept credit cards and there are generally no extra fees for using those. However, some cheaper restaurants even in malls will have cash and NETS (local debit card) only and if you want to eat in hawkwer centres or food courts (and you should) you will most likely need cash.
There is a big push to go cashless and there's a myriad of ewallet services. Some are linked to local bank accounts, but some are usable with credit cards (GrabPay for instance). However, this might not be ideal, because this is not accepted everywhere yet and you will probably end up with a balance at the end of your trip.
I don't have that much experience with Malaysia, but from what I have seen from my trips, the situation is quite similar.
answered 2 days ago
dratdrat
11k64682
add a comment |
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2 Answers
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2 Answers
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For both Singapore and Malaysia credit cards are widely used. But for Malaysia, I would certainly have cash (Ringgit) on hand.
You can probably conduct all of your business in Singapore with a credit card. Some, smaller merchants may not take credit card. I'm thinking primarily of the hawker centers, I always paid in cash.
In Malaysia, I strongly recommend having cash on hand. Depending on what you're doing cash may be the only, or may simply be the best solution. Examples include short distance taxies, street food, and smaller merchants. If you are visiting outside of a developed portion of Malaysia then cash may be the only option. It is possible to visit Malaysia with only credit cards, but I do not think the friction is worth the ATM savings.
answered 2 days ago
WillWill
3,1461126
add a comment |
For both Singapore and Malaysia credit cards are widely used. But for Malaysia, I would certainly have cash (Ringgit) on hand.
You can probably conduct all of your business in Singapore with a credit card. Some, smaller merchants may not take credit card. I'm thinking primarily of the hawker centers, I always paid in cash.
In Malaysia, I strongly recommend having cash on hand. Depending on what you're doing cash may be the only, or may simply be the best solution. Examples include short distance taxies, street food, and smaller merchants. If you are visiting outside of a developed portion of Malaysia then cash may be the only option. It is possible to visit Malaysia with only credit cards, but I do not think the friction is worth the ATM savings.
answered 2 days ago
WillWill
3,1461126
add a comment |
For both Singapore and Malaysia credit cards are widely used. But for Malaysia, I would certainly have cash (Ringgit) on hand.
You can probably conduct all of your business in Singapore with a credit card. Some, smaller merchants may not take credit card. I'm thinking primarily of the hawker centers, I always paid in cash.
In Malaysia, I strongly recommend having cash on hand. Depending on what you're doing cash may be the only, or may simply be the best solution. Examples include short distance taxies, street food, and smaller merchants. If you are visiting outside of a developed portion of Malaysia then cash may be the only option. It is possible to visit Malaysia with only credit cards, but I do not think the friction is worth the ATM savings.
answered 2 days ago
WillWill
3,1461126
For both Singapore and Malaysia credit cards are widely used. But for Malaysia, I would certainly have cash (Ringgit) on hand.
You can probably conduct all of your business in Singapore with a credit card. Some, smaller merchants may not take credit card. I'm thinking primarily of the hawker centers, I always paid in cash.
In Malaysia, I strongly recommend having cash on hand. Depending on what you're doing cash may be the only, or may simply be the best solution. Examples include short distance taxies, street food, and smaller merchants. If you are visiting outside of a developed portion of Malaysia then cash may be the only option. It is possible to visit Malaysia with only credit cards, but I do not think the friction is worth the ATM savings.
answered 2 days ago
WillWill
3,1461126
answered 2 days ago
WillWill
3,1461126
answered 2 days ago
WillWill
3,1461126
answered 2 days ago
WillWill
3,1461126
3,1461126
add a comment |
add a comment |
For Singapore, this really depends on where you shop and eat. Most shops and restaurants, especially in malls, will accept credit cards and there are generally no extra fees for using those. However, some cheaper restaurants even in malls will have cash and NETS (local debit card) only and if you want to eat in hawkwer centres or food courts (and you should) you will most likely need cash.
There is a big push to go cashless and there's a myriad of ewallet services. Some are linked to local bank accounts, but some are usable with credit cards (GrabPay for instance). However, this might not be ideal, because this is not accepted everywhere yet and you will probably end up with a balance at the end of your trip.
I don't have that much experience with Malaysia, but from what I have seen from my trips, the situation is quite similar.
answered 2 days ago
dratdrat
11k64682
add a comment |
For Singapore, this really depends on where you shop and eat. Most shops and restaurants, especially in malls, will accept credit cards and there are generally no extra fees for using those. However, some cheaper restaurants even in malls will have cash and NETS (local debit card) only and if you want to eat in hawkwer centres or food courts (and you should) you will most likely need cash.
There is a big push to go cashless and there's a myriad of ewallet services. Some are linked to local bank accounts, but some are usable with credit cards (GrabPay for instance). However, this might not be ideal, because this is not accepted everywhere yet and you will probably end up with a balance at the end of your trip.
I don't have that much experience with Malaysia, but from what I have seen from my trips, the situation is quite similar.
answered 2 days ago
dratdrat
11k64682
add a comment |
For Singapore, this really depends on where you shop and eat. Most shops and restaurants, especially in malls, will accept credit cards and there are generally no extra fees for using those. However, some cheaper restaurants even in malls will have cash and NETS (local debit card) only and if you want to eat in hawkwer centres or food courts (and you should) you will most likely need cash.
There is a big push to go cashless and there's a myriad of ewallet services. Some are linked to local bank accounts, but some are usable with credit cards (GrabPay for instance). However, this might not be ideal, because this is not accepted everywhere yet and you will probably end up with a balance at the end of your trip.
I don't have that much experience with Malaysia, but from what I have seen from my trips, the situation is quite similar.
answered 2 days ago
dratdrat
11k64682
For Singapore, this really depends on where you shop and eat. Most shops and restaurants, especially in malls, will accept credit cards and there are generally no extra fees for using those. However, some cheaper restaurants even in malls will have cash and NETS (local debit card) only and if you want to eat in hawkwer centres or food courts (and you should) you will most likely need cash.
There is a big push to go cashless and there's a myriad of ewallet services. Some are linked to local bank accounts, but some are usable with credit cards (GrabPay for instance). However, this might not be ideal, because this is not accepted everywhere yet and you will probably end up with a balance at the end of your trip.
I don't have that much experience with Malaysia, but from what I have seen from my trips, the situation is quite similar.
answered 2 days ago
dratdrat
11k64682
answered 2 days ago
dratdrat
11k64682
answered 2 days ago
dratdrat
11k64682
answered 2 days ago
dratdrat
11k64682
11k64682
add a comment |
add a comment |
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